Sadly, you’re poorly and will not be able to go to work for some time. What do you do? You’re self employed. You don’t earn if you don’t work. How would you survive?
 
You’re employed, you have sick pay, thank goodness. But, after checking your contract it’s only 3 months pay and you’re to be off work at least a year. What happens?
 
You don’t have to be vulnerable. We can help you protect your income if you’re self employed, employed or contracting.

 I once read the two certainties in life are death and taxes! Sadly this is true and looking at the former what would the financial implications be for your loved ones if you pass away?

 Your own individual circumstances are different to anybody else and it’s important they are considered fully bearing in mind these can change at any time.